How to Build Credit From Scratch
We all know the one friend or relative who’s a little different—someone who survives off of cash, has never had a credit card, and bragged about shunning loans. They swear on their independence, believing life is better without owing “the man” a cent. No one desires bad credit, but is having no credit truly the better choice? Why Do You Need Credit?Even if you’re a “cash-only” person with no plans to borrow, building credit matters. It’s not just about loans—your credit history can … Read more